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debt collecters and a ex partners debt


me and my Ex-apartner split up 14months ago so does not live at my address anymore, he has his car on HP Finance and still in my address and i keep telling him to change his address but to this day still hasnt done so.

My brother is using my mother's address to have all his debts sent there.


My brother has never lived at my mother's address, what can she do if Bailiff's turn up at her door as she has no proof or knowledge of his current address? Can she refuse them entry and if so what section of the law covers her for this? Is there any preventative measure she can take?

My house can never be sold as there is a historic charge against it.


I have been told by Nationwide and the Land Registry that my house can never be sold as there is a historic charge against it. The charge was never removed after a loan taken out against it was repaid, and the person whose name is on the charge has disappeared. Any ideas as to how I could sell my house?

Ex partner has gone bankrupt how does this affect me?


Any help would be appreciated. My ex partner is still named on the mortgage on a house we bought in 2009....she left in 2011 since which time I have continued paying the mortgage and all other house related bills as I wanted to keep the house after we split as she wanted to move out Of the house and area.

What jobs can't I do with a DRO


Can I apply for a job and take on the responsibility of cashing up and banking the money. Also can I apply for personal independence payment otherwise known as disability living allowance

Selling a property with a secured loan


My husband and I have separated, we have a secured loan against our property, he is now forcing me to sell the house as neither of us can afford to keep it on. We have never not paid the loan or the mortgage, I don't know what all the procedures are are or what to do?

Bk ended 8 years ago, do I need to apply to get it removed from my records


Since going bankrupt I have not been able to get credit cards, loans, finance etc, and yet I make all my bill payments regular and on time, so if I am always going to be held back and judged on my past how can I ever move on, what do I need to do to get it removed and stop pulling me back.

What can bailiffs take??


I live in a rented property. It's fully furnished including the TVs in the property. I have my tenancy agreement with all the furniture and things that were here when we moved in listed on it. Can high court enforcement officers still to take the TVs for example even though they are listed on my tenancy as being my landlords....

marid couple 68 65 coming to end of iva with own house what hapens


Ccj in previous tenants name and bailiffs coming


I opened a letter yesterday in a previous tenants name as it was a court addresses letter and I worry about things of that nature , anyway it's for an unpaid ccj and they are sending bailiffs out under a warrant of control , having read some real horror stories online I lay awake near all night worrying , I know this isn't my debt but what if they force their way in , what can I do before this get

I have been watching can't Pay Won't pay.


I have been watching can't Pay Won't pay. If my new partner moves in with me - and his ex-girlfriend of 17 years, gets the baliffs out eg. orders of the highest court etc., and he cant pay - can they take my goods eg., Tv etc., if I haven't got a receipt?

I would like to get married but my partner has a DRO, how will this affect re-mortgaging?


She had a debt releif order 11 months ago, so the initial 12 months is almost up. I own a property and in my name only. If we get married in a year or two time, how will this affect me / us re-mortgaging? I am fixed down for 5 years now.

My husband has been holding a seperate bank account . He has a limited company


He is up to date with all his suppliers but owes the tax on the income received and vat received. probably in the region of £40k Is the best policy to be honest? and declare it to the revenue but before they come knocking. The business hasn't got the money to repay back the penalties. what do you suggest we do? is bankruptcy an option or dissolve the company thank you

Official receiver is the trustee in bankruptcy


Hi, Please could you give me some advise as to the following situation. I petitioned for my own bankruptcy in June 2014 and am now discharged. Prior to my bankruptcy I owned and rented out a leasehold flat, following the normal procedure the Official receiver took possession of the property and the interest later vested in the trustee.

it's sound good to be true....??


if I own 25700 pound of debt and I'm paying around 100 where in I'm struggling with payments.. what minimum payment will be offered to me

can goods belonging to me be removed for my son's debt


my son received a fine for not buying a train ticket. he didn't pay it, the court fined him and the first he heard was when the debt company swanted 800 plus pounds. my son contacted the court who said he had to pay 500 plus pounds which he did and put a hold on the debt company until the court had made a further decision. my son is a cocaine addict, his ca supporter spoke to the court.

Can bailifs take my property for someone else's debt who no longer lives at the address?


My daughters partner lived with us for a couple of months but has now moved on. We are now having debt collectors stating they are going to remove out belongings to pay his debt and even after telling them he does no love here they said they need to come into the property for us to prove it.

Does a bailiff need to tell you if he's filming you ???


We had a bailiff come to the door acting on a magistrates warrant for a fine from when we took our kids on holiday last year ,he had his foot in the door and I refused entry and ending up grabbing his leg and pushing him out the door and quickly closeing it,he's apparently getting the video on his camera downloaded then there going to arrest me on assualt ,can he film with out telling me as he nev

Car unlawfully repossesed from finance company


I had a vehicle on Hire Purchase and after falling into arrears the finance company decided to reposes the car without a court order. Problem is the car was not in a public space, it was locked on a private property with secured gates. It is a mystery at the moment how they managed to take the car out to begin with. I have requested the CCTV footage to see if i can get somewhere.