You Can Ask Questions & Find Answers Here

I&E shows I have a surplus of cash, will I have to pay more into IVA.

Me an my ex split up in January, we were asked to pay an extra 12 months of IVA. Which he refuses to contribute towards, my Mother as offered to lend me the money to pay it off.I have just completed an i & e over the telephone, which I was informed that I have surplus cash each month.Can I now assume that I won't be able to pay off a one payment, due to having surplus cash.

is my ex wife still liable to half the debt

I have split with my wife and between us we had debts of about £30000 mostly in my name but some in both names,is she liable to pay half of the debt which we got while we were married

Why would a bailiff come to my old address?

I Am not aware of any outstanding debts and have contacted companies to ask if I have outstanding debts and they have all said no

My partner has debt in his name bailiffs threatening to take my goods

My partner owes 6000 to a former employer which is entirely not his fault. He now has a ccj and bailiffs have arrived saying they will take goods.problem is he moved in with me with nothing so owns nothing in the house. Can they do this?

Can debt collectors clamp a mobility car

I have been getting letters from a debt collector that says I owe money (£500) to a bank from 6+ years ago, this is untrue I do not owe money to any bank and I have told them this but they keep sending the letters so I have started to ignore the letters.

What is a fund arrestment

My daughter has just found out that she has a ccj on an unknown loan.

My daughter has just found out that she has a ccj. This is on a loan that she knows nothing about, she has never borrowed money from this lender. Help!!

Can my iva company change hands in between the agreement.

I was with one company and they agreed payments with my creditors but insisted on getting their fee paid in the first year. Then after about 4 months my iva company changed and the new company is re negotiating for s 25 percent increase in their fees. So all my debts are back on hold nothing is being paid because of re negotiation. This will take forever to clear my debt.

Sell house and move

If I sell my house and pay off my first mortgage, do I need to then pay the second secured loan or just move and they don't get a cent. I hate the company that provided the second loan, they have done nothing but harass us since day one for payments in excess of what we could pay. It would give me great satisfaction to sell our home disappear and they get nothing.

Do I have to pay off a joint IVA in full with life insurance after my husbands death

They are asking for £15,000 above the original debt to settle after my husbands death. This will mean I will not have enough of the life insurance left to pay off the mortgage. Can they do this.

Paying Off A Charging Order on our property

We are contemplating a house move in the near future and would like to remove a charging order from our property, before selling.. This was with the notorious Northern Rock around 9- 10 years ago. The debt is £21k. My father in law has offered me a loan of £7000. I have sent them..

I'm on iva

I'm in iva i appy for crited card which give me £300 and moves in new house with no stuff in I hit buy things some 1 told me I might get done frad that true

hi, can baliffs block my driveway preventing me getting to work in my partners car.

hi, can baliffs block my driveway preventing me getting to work in my partners car. i am in process of paying my final bankruptcy fee, would this be sufficient to stop these baliffs

answering the question "have you ever had an iva"

Do I always have to answer yes to the question "have you ever had an iva?" I had one that ended 20 years ago.

Selling my flat during an iva

Can I sell my flat after my iva has released it as an asset from my iva, ? I did the "getting a value using there website and it has come back as not enough equity to pay anything to them and my iva is due to end soon, can I now sell my flat before the end of my iva ?

My son is 26 he has numerose debts

If the bailiff calls how do I stop them taking all items in my house me and my wife have purchased

Who is liable for mortgage after bankruptcy?

I went bankrupt after splitting with ex, he didn't. Trustees sold my beneficial interest in property to my ex , I am unsure of the amount but the house is in about 50k negative equity. He has not removed my name from mortgage or from title deeds. I know I legally own property, but am still I still responsible for the mortgage?

Can the bailiffs enter and take my belongings!?!

My 18 year old son got himself arrested last year and had a fine of £125 for drunk and disorderly, he didn't pay the fine even after endless letters I kept telling him to ring and sort them out!