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My son is 13


We have got a mobility car because my son is disabled and I got a parking ticket but didn't pay no the bailiffs have been for 400 pound but it's in my sons name and he's only 13 where do I stand

My ex had debt managed with CCCS - he now wants a share of house? He declared no interest


My ex had debt that he managed with the CCCS. The mortgage was in my name. 7 years later he is now declaring an interest in the house when with the CCCS he declared he had no interest in order to gain their service. He will have committed fraud if he now declares an interest? Can he do this?

My hubby is going bankrupt will this effect me?


We lost our home nearly 3 years ago now we are renting as this is all we can afford hubby is on payment plans but now wants to go bankrupt because he will never pay the debt off.. the money he owes is all in his name.

Can a party who knew I was bankrupt but waited until I was discharged bring a claim?


I was declared bankrupt in 2006. In 2009, I incurred debts of which the creditor was notified that I was bankrupt. After I was discharged from bankruptcy the creditor then comes back trying to claim from me. Can the creditor do this?

Limited company bankruptcy


OK so my husband and buisness partner are thinking they will need to file for bankruptcy they were told when signing that as they were a limited company they would not touch personal assets is this true? We have around £60,000 equity in our home which we are currently selling this was always the plan.. What would you suggest I do?

I want to apply for a DRO but I sold my car


I want to apply for a DRO but I sold my car within the last two years and paid off a family debt. Can they check?

Can an IP in an IVA get the partners equity?


I have got c £40 000 of debt by c/cards built up over 20 years. These cards are only in my name as I married 15 years ago. I have lived in my wife's house for the last 10 years. If I go into an IVA will the IP try to get the balance out of the house equity at some time?

Secured loan


I have a secured loan with blackhorse who sold this idem services however idem are not on the land register as the second charge black horse are. What does this mean

Sons debts


My son lives abroad and moves around quite a bit but uses my address for mail . He has student loans debts and the letters are sent to my home. I keep returning the mail to sender. An official letter arrived which I opened and the dept is being taken to high court. Can the bailiffs force their way into my home and take any of my belongings. My son only communicates with me through email .

QUESTION ABOUT END OF IVA.


HI MY PARTNER TOOK OUT AN IVA WHICH ENDS IN APRIL 2017. WHEN HE TOOK THE IVA OUT HE HAD A PROPERTY WITH HIS EX WHICH WAS SOLD IN JUL 2013 ALL THE INFORMATION WAS SENT TO IVA COMPANY BUT THERE WERE NO CHARGES SECURED ON THE LAND REGISTRY AS THE SOLICITOR CHECKED AND WE HAVE COPY OF DOCUMENT.

I&E shows I have a surplus of cash, will I have to pay more into IVA.


Me an my ex split up in January, we were asked to pay an extra 12 months of IVA. Which he refuses to contribute towards, my Mother as offered to lend me the money to pay it off.I have just completed an i & e over the telephone, which I was informed that I have surplus cash each month.Can I now assume that I won't be able to pay off a one payment, due to having surplus cash.

is my ex wife still liable to half the debt


I have split with my wife and between us we had debts of about £30000 mostly in my name but some in both names,is she liable to pay half of the debt which we got while we were married

Why would a bailiff come to my old address?


I Am not aware of any outstanding debts and have contacted companies to ask if I have outstanding debts and they have all said no

My partner has debt in his name bailiffs threatening to take my goods


My partner owes 6000 to a former employer which is entirely not his fault. He now has a ccj and bailiffs have arrived saying they will take goods.problem is he moved in with me with nothing so owns nothing in the house. Can they do this?

Can debt collectors clamp a mobility car


I have been getting letters from a debt collector that says I owe money (£500) to a bank from 6+ years ago, this is untrue I do not owe money to any bank and I have told them this but they keep sending the letters so I have started to ignore the letters.

What is a fund arrestment


My daughter has just found out that she has a ccj on an unknown loan.


My daughter has just found out that she has a ccj. This is on a loan that she knows nothing about, she has never borrowed money from this lender. Help!!

Can my iva company change hands in between the agreement.


I was with one company and they agreed payments with my creditors but insisted on getting their fee paid in the first year. Then after about 4 months my iva company changed and the new company is re negotiating for s 25 percent increase in their fees. So all my debts are back on hold nothing is being paid because of re negotiation. This will take forever to clear my debt.