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My ex had debt managed with CCCS - he now wants a share of house? He declared no interest

My ex had debt that he managed with the CCCS. The mortgage was in my name. 7 years later he is now declaring an interest in the house when with the CCCS he declared he had no interest in order to gain their service. He will have committed fraud if he now declares an interest? Can he do this?

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Re: My ex had debt managed with CCCS - he now wants a share ...

You may need to ask a solicitor about your ex husband’s rights to a share of any equity in the property. It would not really be possible here to say whether the property would have made any difference to his previous debt solution. There are many different debt solutions and the treatment of property can be different in each. As a couple of examples; if he used a legally binding solution, such as an Individual Voluntary Arrangement (IVA), then the property documents are usually checked to verify ownership. In an informal solution, such as a Debt Management Plan (DMP), then the property would not have formed part of the repayment plan so should not have made any difference.

This question was answered by Debt Advice Foundation, an independent UK debt advice charity. If you need further help, Debt Advice Foundation provides a free, confidential helpline and can advise you. Click here to find out more.


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