I think it would be hard for you to open a joint savings account. I'm not a banking expert but I know I got credit checked this lunchtime when I opened an ISA.

A person can get into trouble for allowing a bankrupt access to their banking facilities. It may be against the terms and conditions of the account. To safe rather than sorry I'd phone the bank and ask them.

Bankruptcy is a public procedure so it is almost certain they would find out.

If you get a joint account with somone it is more likely to cause them credit problems as your files have a financial link.

Your Trustee will take a dim view of you building up savings while your debts are being written off. You should declare any money you come into while undischarged or you may be committing an offence.

So keep it simple.
I'd just keep things seperate until you are discharged. Its only going to be a year.

If you'd like to me find the rules on allowing a bankrupt access to banking facilities click on my name and email me at Debt Advice Foundation.

It shouldn't do, but there's not a huge amount published by the credit reference agencies on this. Your partners credit score is usually only attributed to her actions not yours. Sometimes where names and addresses are shared, finances can sometimes be linked and need to be disassociated.