question category: Bankruptcy

Can you have a bank account if you are made bankrupt?
Submitted on: 9th Dec 2008 by Non-Member | Total Answers: 7

Can someone please tell me whether you can have a bank account if you are made bankrupt. I need to pay my wages in.

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Bank Accounts For Bankrupts

Please sign the petition to make a bank account a legal right for bankrupts.

Thank you: http://www.talkaboutdebt.co.uk/petition/bank-account-petition

Submitted on: 4th Sep 2009 by TA Member

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Re: Can you have a bank account if you are made bankrupt?

I went bankrupt in May this year 2009

My account with Barclays was then closed. They did allow me to open a basic account with them though. If i'm honest there is no real difference between my old and new account. I still have a debit card which i can use in shops etc, i can still set up DD and SO.

The only thing they won't allow me to have is online or telephone banking. I find not having access to online banking really annoying as i am unable to keep an eye on what's going in and out of my account.
Once i have been discharged they will reinstate both the above.

I contacted Halifax and they won't touch me until i've been discharged.

Submitted on: 6th Jul 2009 by Non-Member (not verified) Non-Member

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Re: Can you have a bank account if you are made bankrupt?

I am trying to open a (basic) bank account, no frills (overdrafts, S/O, D/D etc), because I have just started work. I have tried 2 Abbey and Halifax. Abbey(In-store), declined. Halifax (letter) say they have used a credit ref agcy to help them decide if I should have an account & unfortunately the result of the search of the agcy's records they cannot offer me an account at the moment. Why are the bank checking the credit ref agcy's when I'm not even asking for credit. I was made bankrupt beg of 07, but discharged 6mths after. Please could you possible inform me of any banks or Building Society's you know of who will be willing to open an account for me.

I look forward to hearing from yourselves.

Donna

Submitted on: 22nd Jan 2009 by Non-Member (not verified) Non-Member

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Re: Can you have a bank account if you are made bankrupt?

i went bankrupt two years ago and i was allowed to open up a basic account with barclays who i was already with

Submitted on: 11th Jan 2009 by Non-Member (not verified) Non-Member

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Re: Can you have a bank account if you are made bankrupt?

certainley.. try coop cashminder , useful for bankrupts too.

ok

Submitted on: 8th Jan 2009 by rich (not verified) Non-Member

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Re: Can you have a bank account if you are made bankrupt?

IM VERY CLOSE ON GOING BANKRUPT.
LYODDS AND BARCLEYS DO OFFER ACCOUNTS FOR PEOPLE LIKE US.
OR YOU CAN GET ONE OF THEM PRE-PAID CARDS FROM ANY CORNER
SHOP.
OR PAY IT IN TO YOUR PERANTS ACCOUNT

Submitted on: 22nd Dec 2008 by Non-Member (not verified) Non-Member

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Can you have a bank account if you are made bankrupt?

Yes but they are not easy to find. As a starting point I would have a quick read of these two questions and answers on bankruptcy and bank accounts.

Bank accounts for bankrupts, are there any?

Where can I get a bank account?

Submitted on: 9th Dec 2008 by TA Member

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