Debt Community

This is where we publish blog posts, articles, research and other debt related information. You'll also find contributions from site users in the debt story section.

Take control of your summer holiday debt

Topic: Money Management | Posted: 5 weeks 15 hours
Did you overspend on your summer holiday? You are not alone if you did.Thousands of Britons end up with a debt hangover from their summer trips, which cost them on average £974, according to recent research from Sainsbury’s Bank.Its findings also revealed that Britons typically put 23% of their total summer holiday spend on a credit card.

Don't get caught out by summer scams....

Topic: Money Saving Tips | Posted: 20 weeks 12 hours
Don’t get caught out by summer scamsThe summer months are a busy time for fraudsters and con artists keen to trick you out of your hard-earned cash. Stay one step ahead of them by keeping an eye out for these common summer scams…Dodgy online holidays

Should Britain stay in the EU and how will this affect you?

Topic: Money Management | Posted: 29 weeks 6 days
Brexit: in or out - it's up to you!On June 23, Britons must decide whether to vote to stay in the European Union (EU) or not.How we vote will have a big impact on both the UK economy and your own personal finances.Let’s take a look at what we know about and what will change if we leave the EU.Your money

Is it time to take out a new home energy deal?

Topic: Money Saving Tips | Posted: 44 weeks 6 days
 Thousands of Britons will see their energy bills rise when their dual fuel tariffs come to an end in September.A total of 24 dual fuel tariffs from providers such as British Gas, Scottish Power and Extra Energy are due

CPAs - keep a close eye on your bank account

Topic: Money Management | Posted: 51 weeks 12 hours
What is a CPA?A ‘continuous payment authority’ is a type of regular automatic payment that you can set up using your debit or credit card

Student debt facts and helping you with some money saving tips

Topic: Student Debt | Posted: 51 weeks 12 hours
Student life is synonymous with building up debt while scraping by on baked beans and wearing extra jumpers to save on the heating bill.But, according to recent research, that doesn't mean youngsters at university are necessarily bad with money.Figures from life insurance provider SunLife show that  - even though about 500,000 of the young people starting univer

Tops tips on how to switch your energy provider

Topic: Money Saving Tips | Posted: 51 weeks 12 hours
Is it time to take out a new home energy deal? Thousands of Britons will see their energy bills rise when their dual fuel tariffs come to an end next month. A total of 24 dual fuel tariffs from providers such as British Gas, Scottish Power and Extra Energy are due to expire on September 30, according to research from price

Tis The Season To Be Thrifty...!

Topic: Money Management | Posted: 2 years 5 days
It's easy to get carried away with festive cheer - and I don't just mean at your work Christmas party. We tend to spend a lot more on going out around Christmas and New Year. And on top of that, most of us have to buy presents for our loved ones - not to mention splash out on a family feast. So it's h

Five Financial Scams You Need To Know About

Topic: Money Management | Posted: 2 years 2 weeks
Five financial scams you NEED to know about Fraudsters use lots of cunning tricks to part you from your hard-earned cash.So it pays to keep up to date with the most common scams... 1.

Five top tips for cash-strapped students

Topic: Student Debt | Posted: 2 years 5 weeks
Five top tips for cash-strapped students Heading off to university is the start of a new, exciting chapter in your life.

Credit cards: the good, the bad and the ugly

Topic: Money Management | Posted: 2 years 9 weeks
Credit cards: the good, the bad and the uglyCredit cards are bad news for people who have had debt problems, right?Well, not always.

Brits could face more debt problems if interest rates rise

Topic: Debt News | Posted: 2 years 11 weeks
More than 27,000 people became financially insolvent in England and Wales between April and June this year, according to the latest figures from the Insolvency Service.

Heading to the sun? We have some travel insurance tips right here.

Topic: Money Saving Tips | Posted: 2 years 17 weeks
Taking out travel insurance is just as important as remembering your passport and tickets when you are heading off on holiday. That's the message being sent out by the Foreign & Commonwealth Office (FCO) and the Association of British Travel Agents (ABTA), which have conducted research indicating that almost four in ten younger Britons think otherwise.

Will A Hike In Interest Rates Affect Your Mortgage?

Topic: Money Management | Posted: 2 years 19 weeks
Interest rates are going up - but when will the hike come and how will it affect you? Those are the questions worrying millions of Britons with variable-rate mortgages that will become more expensive when the Bank of England decides to increase the base rate from its current low level of 0.5%. Here, we explain why rates are likely to go up

How Will You Survive Financially When You Stop Working?

Topic: Money Management | Posted: 2 years 20 weeks
How will you survive financially when you stop working? The State Pension alone, which is currently worth a maximum of £113.10 a week, won't be enough to provide you with a comfortable standard of living once you retire.

Life After Bankruptcy

Topic: Bankruptcy | Posted: 2 years 21 weeks
Life after bankruptcy Going bankrupt is often the only solution for people with serious debt problems.

How To Cut The Cost Of A Wedding

Topic: Money Saving Tips | Posted: 2 years 24 weeks
How to cut the cost of a weddingGetting married is a big event in anyone’s life, and all brides and grooms want things to be as perfect as possible on their big day.

Get The Best Deal On Your Travel Money

Topic: Money Saving Tips | Posted: 2 years 24 weeks
Get the best deal on your travel money The pound has jumped by some 5% against the euro in the last year, making European holidays more affordable.But the strength of the pound will only help to make your summer holiday cheaper if you scout out the best exchange rate and avoid costly credit and debit card charges. 

When The Bailiffs Come Knocking...

Topic: Bailiffs | Posted: 2 years 28 weeks
 Being hounded by bailiffs can feel like a living nightmare.But knowing your rights will help you to manage the situation - even if you do not have the money to pay them to go away. Here, we explain why bailiffs might come knocking at your door, and look at what you can do to protect yourself and your belongings. 

Energy Saving Tips

Topic: Money Saving Tips | Posted: 2 years 29 weeks
Just one in five consumers trust energy companies to tell them the truth, according to recent figures from consumer group Which?. However, the good news is that new rules mean energy companies must now provide clearer and more detailed information that allows you to see exactly how much you are paying for what. From this month, gas and ele

How to improve your credit score

Topic: Credit Rating | Posted: 2 years 30 weeks
 Your credit score is what makes the difference between you being accepted or rejected for a credit card, mortgage or loan. So making your credit file as attractive as possible to banks and other lenders is hugely important.There's no need to despair if past debt problems have damaged your credit score, though. 

Switching your current bank account could save you money

Topic: Banks | Posted: 2 years 31 weeks
 More than half of Britons never change their bank and stick with the same current account through thick and thin, according to new research from vouchers website TopCashback. But current accounts have changed a lot over the last few years, meaning anyone who fails to shop around for a better deal is almost certainly losing out financially.

A Quick Guide to Home Insurance And How You Can Save Money

Topic: Money Saving Tips | Posted: 2 years 35 weeks
What with all the horrifying images of waterlogged Britain in the media at the moment, it's easy to imagine how devastated you would be if your home was flooded. Even with home insurance in place, the consequences of a disaster such as a flood or a fire can be horrendous.

Talkaboutdebt's Quick Guide to Debt Solutions

Topic: Debt Management | Posted: 2 years 37 weeks
UK households now owe close to £1.5 trillion on credit cards, loans and mortgages, according to figures from the Bank of England. And many of those deepest in debt are struggling to cope with their repayments. Here, we put the spotlight on the various debt solutions on offer from free debt advice organisations such as Debt Advice Fou